Add an expense
Type it or import your transactions. You can also start without importing anything.
A space to find clarity
Your money. Finally clear.
Start with one expense. Momentum connects it with upcoming payments and goals, so you can see what to do next.
- No account to get started
- Budget is optional
- Start without importing
PREVIEW · EXAMPLE DATA
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Your month, without surprises
€48.39
Available today · example
A clear answer before your next expense.
A visual example, not a personal estimate.
The first step
Start where you are.
Enter an expense or explore an example. No bank connection or budget is needed to begin.
See the whole picture
Categories, upcoming payments and goals meet in a view you can understand at a glance.
Choose your next step
Ask what you spent, what's coming and where you could adjust course.
Momentum AI, in real life
It understands the action. You make the choice.
Say an expense, correct a category, check an estimate. Momentum uses what you confirm to make later suggestions more useful, without deciding for you.
Say it naturally.
Say or type ‘I spent 12 euros at the café’. Momentum prepares the amount and category; you review before saving. Voice depends on device support.
If it gets it wrong, correct it.
Choose the right category: Momentum uses your confirmation to improve later suggestions. If it lacks enough data, it does not pretend to be certain.
See what may come next.
Upcoming payments, recurring costs and scenarios show how your room to spend could change. Estimates remain distinct from confirmed payments.
One place, many paths
Start with what you need today.
An expense, a trip, an invoice: explore one path at a time. The others are here when you need them.
Every day
Before you spend, see what remains after instalments, subscriptions and upcoming payments.
Together
Split a cost, see who owes whom and settle disputes before asking anyone to repay.
On a work trip
Keep the receipt with the trip; check and hand over the report in one place.
Self-employment and invoices
Prepare invoices, record partial payments and distinguish estimates from official steps.
If you invest
Compare assets and scenarios without mistaking past data for future returns.
Your records, in order
Import transactions, keep a backup and decide whether to link another device.
When it really matters
One action. Every step connected.
See what happens when you split a cost, prepare a work trip or track an invoice paid in part.
Ten people, one expense. Everyone knows their share.
No account needed: choose who paid, shares and currencies. If someone disputes an expense, it leaves the balances until the group resolves it. Splitting stays free.
The receipt stays with the trip.
Link the expense to the trip, check what is missing and prepare a report or company file. Preparing it does not mean it has been received.
An invoice, even when only part is paid.
Link a partial payment to the invoice and see what is still due. Momentum prepares estimates and next steps for Italy, Switzerland and Spain; official checks and submissions remain explicit.
Illustrative examples: no personal data shown.
For the self-employed
From invoice to a clear next step.
In Italy, Switzerland and Spain, prepare an invoice, record even a partial payment and view an estimate. Momentum points to the official step you complete outside the app.
Prepare the invoice
Enter the client, amount and work. Review the details before exporting or sharing.
Track the payment
Link even a partial payment: the invoice shows what has arrived and what is still due.
See the estimate
See a tax estimate for your country and regime, with assumptions and limits in view.
Complete the official step
The guide shows where to go and what to check. You complete the filing through the official service and keep its result.
You stay in control
Choose what you use and what you share.
No required budget. Link another device only if you choose. Correct any suggestion that does not fit.
How we handle data and privacyBudget only if you want one
Set it later, or use Momentum without a budget.
Records on your device
Your transactions start on your device. No account is needed to begin; link another device only if you choose to.
Suggestions that learn from you
When you correct a category, Momentum uses your choice to suggest it better next time. You decide.
Before you start
The right questions.
Do I have to connect my bank account?
No. Add an expense manually or import a statement. You can explore Momentum without importing anything.
Do I need a budget?
No. A budget is your choice, and you can change it later.
Is splitting expenses free?
Yes. Splitting expenses, goals, calendar and everyday tools are in the free plan.
Will Momentum decide where I should invest?
No. It shows data, comparisons and estimates with their limits. Financial decisions remain yours.
Start when you're ready
Clarity starts with one action.
Try one expense or explore the examples. Decide later whether to import your transactions.
Start free